Moniat is a Cryptocurrency created on ERC20 ETH Blockchian as a Utility Token to be used as in-dApp payment for the decentralized blockchain based mobile and web applications which are developed by Moniat Group. Moniat is to be listed on a reputable exchange when holders of MAT consume all created balance or quantity of 20B MAT. Moniat is not owned by any individual or entity, nor controlled or administered by any financial authority or banking institution; not even hosted on any centralized platform which gives it total security and guarantees ownership of MAT to owners.